@font-face{font-family:"Montserrat";src:url(assets/fonts/montserrat.woff) format("woff");font-weight:100 900;font-display:swap}
@font-face{font-family:"Carlito";src:url(assets/fonts/carlito-regular.woff) format("woff");font-weight:400;font-display:swap}
@font-face{font-family:"Carlito";src:url(assets/fonts/carlito-bold.woff) format("woff");font-weight:700;font-display:swap}
@font-face{font-family:"Carlito";src:url(assets/fonts/carlito-italic.woff) format("woff");font-weight:400;font-style:italic;font-display:swap}
:root{--navy:#094263;--teal:#108290;--teal-700:#0c6772;--lteal:#e2f0f1;--wash:#f1f8f8;--grey:#595a5a;--grey4:#6b6c6c;--g200:#cccccc}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:Carlito,Calibri,Arial,sans-serif;color:var(--grey);font-size:18px;line-height:1.6;background:#fff}
img{max-width:100%;height:auto}
a{color:var(--teal-700)}
:focus-visible{outline:3px solid rgba(16,130,144,.45);outline-offset:2px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--navy);padding:8px 12px;z-index:20}
.skip:focus{left:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 32px}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:2px solid var(--teal)}
header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:16px}
header img{height:54px;width:auto;display:block}
nav ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px 30px}
nav a{font-family:Montserrat,Arial,sans-serif;font-weight:600;font-size:15px;color:var(--navy);text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
nav a:hover{border-bottom-color:var(--teal)}
.eyebrow{font-family:Montserrat,Arial,sans-serif;font-weight:700;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
h1,h2,h3{font-family:Montserrat,Arial,sans-serif;color:var(--navy);font-weight:700;line-height:1.2}
h1{font-size:44px;max-width:820px;margin-bottom:28px}
h2{font-size:30px;margin-bottom:10px}
h3{font-size:19px;margin-bottom:8px;line-height:1.3}
.rule{width:56px;height:2px;background:var(--teal);margin:0 0 32px}
.hero{padding:88px 0 80px}
.btn{display:inline-block;background:var(--navy);color:#fff;font-family:Montserrat,Arial,sans-serif;font-weight:600;font-size:15px;padding:14px 28px;border-radius:4px;text-decoration:none;transition:background .15s}
.btn:hover{background:#06324c}
section.band{padding:72px 0;border-top:1px solid #e8e8e8}
.about p{max-width:760px;margin-bottom:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{border:1px solid var(--g200);border-top:3px solid var(--teal);border-radius:4px;padding:26px 24px;box-shadow:0 1px 3px rgba(9,66,99,.08)}
.card img{width:64px;height:64px;margin-bottom:14px;display:block}
.card p{font-size:16.5px}
.diff .card{border-top-color:var(--navy)}
.contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:56px}
dl dt{font-family:Montserrat,Arial,sans-serif;font-weight:700;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-top:22px}
dl dt:first-child{margin-top:0}
dl dd{color:var(--navy);font-size:19px}
dl dd a{color:var(--navy);text-decoration:none;border-bottom:1px solid var(--g200)}
dl dd a:hover{border-bottom-color:var(--teal)}
.note{font-style:italic;font-size:15.5px;color:var(--grey4);border-left:3px solid var(--teal);padding-left:14px;margin-top:28px}
.form-embed iframe{display:block;width:100%;height:960px;border:1px solid var(--g200);border-radius:6px;background:var(--wash)}
.form-fallback{font-size:15px;margin-top:10px;color:var(--grey4)}
footer{background:var(--navy);color:#fff;padding:36px 0;font-size:15px}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px}
footer a{color:#fff}
@media (max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:700px){.wrap{padding:0 18px}header{position:static}header .wrap{flex-direction:column;align-items:flex-start;padding-top:14px;padding-bottom:14px}h1{font-size:32px}h2{font-size:26px}.grid,.contact-grid{grid-template-columns:1fr}.contact-grid{gap:36px}.hero{padding:52px 0}section.band{padding:52px 0}html{scroll-padding-top:16px}}
